What your institution is losing
Your LOs are great lenders. Your systems are losing their deals.
Refinance revenue going to competitors
Rocket, Better, and every online lender has an automated rate-watch system. When rates drop, they alert your past clients before your LOs even check the market. You lose the refi. They get paid.
Pre-approvals expiring with no follow-up
A buyer gets pre-approved by your LO, then goes quiet. Without an automated follow-up system, 30% of those buyers end up closing with a competitor who simply stayed in touch.
LOs dependent on fragile referral relationships
Each LO works 2-4 realtor relationships. When those realtors have slow quarters, your entire pipeline slows. You have no systematic source of new business outside of who your LOs happen to know.
Status calls killing LO productivity
Borrowers call their LO for status. LOs call the closing attorney for status. The closing attorney calls the title company. None of this produces a loan — it just produces phone calls that burn hours every day.
No management visibility until problems surface
Rate locks expire without action. CTC opportunities are missed. Deals fall out. You find out after the fact, not in time to intervene. Pipeline management is reactive, not proactive.
Top LOs leave for independent broker shops
The best originators go independent because broker shops give them more tools, more flexibility, and access to more lenders. You can retain them by giving them a platform that makes them more productive than they'd be anywhere else.
Every LO. Every deal.
Give your entire team the tools the top 1% already use.
Instant CTC push alerts
Every LO gets a push notification the moment their file clears — before the title company emails anyone. Rate locks hit. Closings stay on track.
Network lead routing
Every realtor and attorney in the Clovet network is a source of new borrowers. Leads are routed to your LOs automatically based on capacity, performance, and location.
Refinance watch — entire book
Every loan your institution has ever closed is monitored 24/7. Rate drop triggers go to the assigned LO with borrower details and savings calculation. You capture the refi.
Borrower auto-updates
Status texts and emails sent automatically at every title milestone. Borrowers feel taken care of. Your LOs field fewer calls and close faster.
Management dashboard
Full visibility into every LO's pipeline — deal count, volume, CTC status, network score, and refi opportunities. No more flying blind on your own production.
Compliance documentation
RESPA disclosures, loan estimate delivery, rate lock documentation — all tracked and timestamped automatically. Audit-ready at any time.
$0
Cost per network lead
100%
Of closed loans monitored
Instant
CTC notification
24/7
AI working the book
The network effect
Every deal deepens your position. More deals in, more leads out.
01
LO processes a loan through Clovet
Title, closing, and homeowner's insurance are all coordinated automatically. The borrower is updated at every stage. The LO gets the CTC push. The deal closes clean.
02
Institution network score rises
Every deal closed through Clovet builds your institution's position in the network. Higher-performing banks get priority routing when new borrowers enter the system from realtors and attorneys.
03
New leads route to your LOs automatically
Realtors and attorneys using Clovet need a lender on every deal. Your institution is introduced as a trusted network partner — no cold calls, no referral fees, just warm introductions from the platform.
Every LO
gets the same AI toolkit on day one
Zero
additional headcount to grow loan volume
All past clients
monitored for refi and purchase activity
Instant
CTC for every loan in the institution
What flows through Clovet
Every loan your bank processes through Clovet captures three services automatically.
The same services your borrower needs anyway.
Closing attorney
Built into every loan
Loans processed through Clovet coordinate with Clovet's closing attorney as the platform default. Your borrower gets a fully integrated closing — no separate attorney coordination, no dropped communication.
Title
Automatic — follows the closing
Once closing runs through Clovet, title is coordinated automatically. No separate vendor, no coordination calls, no follow-up required from your LO. Built into every deal.
Home insurance
Introduced before closing
Your borrower needs coverage before the loan closes. Clovet connects them to our preferred insurance partner at exactly the right moment — the requirement is met, the introduction is handled.