Now accepting applicationsRealtors · Brokers · Attorneys →
For Mortgage Brokers & Lenders

CTC before your borrower calls.
Pipeline filling while you work.

Agentic AI runs it all.

Process your loan through Clovet. Closing, title, and homeowner's insurance coordinated on every file — automatically. CTC push alerts, borrower updates, and refinance watch run 24/7.

142 Riverside Dr — Title File
Title search ordered
Lien search complete
Insurance bound
Title clear to close
→ Push sent to your phone
Live PipelineLIVE
142 Riverside DrClear to close
88 Park Ave #12CInsurance binding
23 Fulton StLien search
505 W 54th StTitle ordered

The real problem

You're running a great business on a completely broken system.

📞

You call the closing attorney

Multiple times a week. Just to get a status update you can pass to your borrower. That's billable paralegal time — used to answer a phone call that a dashboard could eliminate completely.

❄️

Pre-approvals go cold

A buyer gets pre-approved, then disappears for 60 days. No system is following up. By the time they're ready, they've called another lender who happened to be top of mind.

📉

Rates drop — competitors win

Rocket Mortgage has an algorithm watching your past clients' rates. You don't. They send the alert, make the call, and close the refinance. You find out when the servicing transfer hits.

🤝

You depend on 2–3 realtors

One goes through a slow quarter and your pipeline dries up. One retires, one switches to a competitor's preferred lender. Your entire volume is controlled by people you don't fully control.

💸

$50M+ sitting untouched

Every borrower you've ever closed is a candidate for a refi, a second home, or a referral. You have no system working that book. It just sits there while someone else picks it off.

🕳️

No visibility until it's too late

You find out about a deal problem when the realtor calls you panicking. By then the rate lock is at risk, the borrower is upset, and you're scrambling to fix something that was visible hours ago.

Clovet eliminates every one of these. Pipeline visibility, automatic follow-ups, refinance watch, free leads from the network — all running in the background, all the time.

Fix this now →

Why brokers join

3 relationships cap your pipeline. Clovet removes the ceiling.

Every realtor in the Clovet network needs a mortgage broker who closes fast and keeps their buyers informed. Join the network and their buyers come to you — automatically, as a warm introduction from the platform. Your job is to close the loan. Closing and title are handled through Clovet on every deal.

Old source

2–3 realtor referrals

A small circle of realtors who send buyers when they think of you. The volume depends entirely on how busy they are. One slow quarter for them is a slow quarter for you.

Old source

Cold outreach & marketing

You spend time and money chasing leads that someone else already has a relationship with. Expensive, slow, and rarely produces the quality of a warm referral.

With Clovet

Every realtor in the network

Every realtor who submits a deal needs a broker. Join Clovet and their buyers are introduced to you through the platform automatically. Closing, title, and homeowner's insurance are all coordinated through Clovet — one seamless deal from application to close. The network sends the next borrower the same way a warm referral always did.

Instant

CTC push — before title emails anyone

All past clients

monitored for refi opportunities 24/7

Every realtor

in the network is a potential buyer source

Zero

cold outreach — introductions come to you

What flows through Clovet

Every loan you process through Clovet captures three services automatically.
The same services your borrower needs anyway.

⚖️

Closing attorney

Built into every loan

Loans processed through Clovet are coordinated through Clovet's closing attorney as the platform's default. Your borrower gets a fully integrated closing — no separate attorney coordination needed.

📋

Title

Automatic — follows the closing

Once closing runs through Clovet, title is coordinated automatically. No separate title company, no coordination calls. Built into every loan on the platform.

🛡️

Home insurance

Introduced before closing

Your borrower needs coverage before the loan closes. Clovet connects them to our preferred insurance partner at the right moment in the deal flow — the requirement is met, the introduction is handled.

Every feature, shown

Every part of your workflow that wastes time — handled automatically.

CTC push alert

142 Riverside Dr — Title File
Title search ordered
Lien search complete
Insurance bound
Title clear to close
→ Push sent to your phone

Live pipeline visibility

Live PipelineLIVE
142 Riverside DrClear to close
88 Park Ave #12CInsurance binding
23 Fulton StLien search
505 W 54th StTitle ordered

Borrower auto-updates

Borrower Auto-UpdatesSMS

Your title search has started. Estimated clear: 3 business days.

9:14 AM

Title is clear. Your lender has been notified. Ready for final docs.

11:02 AM

Amazing! Thank you so much — you have been incredible throughout this.

11:08 AM

Closing confirmed for Thursday at 2 PM. Documents sent to your email.

2:33 PM

Refinance watch

Refinance WatchLIVE

Jennifer M.

7.25% → market: 6.4%

$420/mo

watching

Marcus T.

6.875% → market: 6.4%

$280/mo

watching

David K.

7.5% → market: 6.4%

$610/mo

watching

Priya R.

6.6% → market: 6.4%

$140/mo

watching

Borrower lead pool

Borrower Lead PoolLIVE
Pre-qualified buyer · $900K purchase→ Matched to you

Needs lender · 20% down ready

Manhattan

Refinance candidate · 7.5% existing rate

Potential $580/mo savings

Brooklyn

Investment property · 2-unit purchase

Non-QM · Strong reserves

Queens

Clovet Score

Clovet Score
Partner

920

Every deal you close through Clovet deepens your place in the network. New borrowers arrive the same way a warm referral always did — the platform makes the introduction.

Your biggest hidden asset

Your past clients are worth millions.

The AI works them while you sleep.

Auto

Pre-approval follow-up

Every pre-approved buyer gets a follow-up at 30, 60, and 90 days automatically. You stay top of mind until they're ready — without lifting a finger.

Live

Rate drop alerts

The AI monitors every closed loan 24/7. The moment market rates create a real savings opportunity, it fires an alert to you — and drafts the outreach. You make the call. You close the refi.

Auto

Purchase anniversary outreach

1-year, 3-year, 5-year touchpoints sent automatically to every past client. They remember you exist. When rates move or they buy again, they call you first.

AI

Cash-out refi flags

Clients with significant equity who could benefit from cash-out are flagged automatically as home values move. Revenue you're currently leaving on the table.

AI

New purchase detection

When a past client starts showing buying signals — pre-approval inquiries in the network, realtor connections — you're alerted before they go elsewhere.

Past client value — your book

Refinance WatchLIVE

Jennifer M.

7.25% → market: 6.4%

$420/mo

watching

Marcus T.

6.875% → market: 6.4%

$280/mo

watching

David K.

7.5% → market: 6.4%

$610/mo

watching

Priya R.

6.6% → market: 6.4%

$140/mo

watching

100%

of past loans monitored

24/7

rate watch running

$0

cost to re-engage

Agentic AI — always on

File closed.

The agent picks up from there.

Clovet runs 24/7 watching your pipeline, your past clients, and the market — firing alerts and routing leads without you ever checking.

📉

Rates drop

Refi alert fires to every past client who could save

🔔

Title clears

Instant push to you — hit rate lock before anyone else knows

⏰

Lock nears expiry

Alert days in advance — extend, float, or act in time

🎯

Borrower enters network

Platform makes the introduction — no cold outreach, they arrive

💬

Title milestone

Borrower auto-updated — they think you're exceptional

⭐

Closing complete

CRM auto-logged, refi watch active, network position deepens

9:41

Monday, January 12

Clovetnow

Clear to Close — 142 Riverside Dr

Hit rate lock now. Realtor notified.

Before → After

Six things that used to cost you time and deals.
All of them gone.

📋

Calling title to check status

Dashboard shows live progress

💬

Texting borrowers manually

Auto-updates at every milestone

🔔

Missing your CTC

Push fires the second it clears

⏰

Scrambling on rate lock expiry

Alert fires days before deadline

📉

Losing past clients to rate drops

Refinance Watch re-engages them

🌐

Relying on 2–3 realtors

Every realtor in the network can route their buyers to you

Full feature set

Every tool your pipeline needs — active, automated, and working while you close.

Push fired instantly
before anyone emails

CTC push alert — instant

The second your file clears, a push fires to your phone. Hit your rate lock before the title company sends a single email.

88 Park Ave
0%
23 Fulton St
0%
505 W 54th
0%

Live pipeline visibility

Every open file shows real-time title progress. Know where every deal stands before your borrower or realtor asks.

Title search started ✓

Borrower auto-updates

Automated status texts at every milestone. They think you are exceptional. You did nothing extra.

Buyer A
Buyer B
Buyer C
YOU

Borrower lead pool

Pre-qualified buyers in the Clovet network get matched to an active broker automatically. Being on the platform is the introduction — you don't chase, they arrive.

Scanning all past
clients continuously

Refinance Watch — automated

Clovet monitors every past client's rate 24/7. When market conditions create real savings, the alert fires to you — not a competitor.

🔒

Lock expiring in 4 days
Alert sent before crisis

Rate lock expiration alerts

Every lock tracked, every deadline flagged days in advance. Never lose a deal because no one reminded you.

THU
2

Closing confirmed
Docs sent automatically

Closing confirmation — automated

Clovet sends the full closing package — date, location, documents — automatically. One fewer task, one more trust-building touchpoint.

1,200STANDARD

Network routing — automatic

Every deal you run through Clovet puts you deeper in the network. Leads arrive the same way the best referrals always did — someone makes the introduction for you.

YOU

Every realtor
routes to top score

Realtor referral network

Every realtor in Clovet needs a broker who closes fast. Close deals through the platform and their buyers naturally come to you — no relationship maintenance required.

+0CREDITS

Score compounds
with every referral

Network introductions

Bring a partner into Clovet and the network grows around you — more deals in the system means more borrowers finding their way to the brokers who are active.

Jennifer M. — $640k · 6.2%

Client CRM — self-building

Every borrower automatically logged — loan amount, rate, property, close date. Full production history, zero manual entry.

AttyCPAFAYOU

Cross-partner introductions

When a Clovet attorney, CPA, or FA needs a lender for their client, the platform makes the introduction to an active broker — no cold call, no ask, just a warm handoff.

Be the broker borrowers rave about.

Every deal you run through Clovet puts you deeper in the network. New borrowers arrive the same way the best referrals always did — someone makes the introduction, and you just close.

Apply for access →